
Hi, I’m Chelsea Kulpa— a travel nurse turned life-insurance professional with a heart for helping people feel secure and supported. After years of caring for patients on the road, I discovered a new passion: empowering individuals and families to protect what matters most. My background in nursing has taught me compassion, clear communication, and the importance of being there for people during life’s most vulnerable moments — all values I bring into my work in life insurance. When I’m not serving clients, you’ll most likely find me on our farm with my husband. We’re building it into a future farm market — a dream rooted in hard work, community, and creating something meaningful together. I’m also a bit of an adventure-lover: I enjoy working out, boating, hiking, mountain biking, and honestly anything that keeps me active and growing. I’m a self-starter through and through, fueled by strong work ethic and a constant desire to improve. I’m usually reading two books at once, always learning, always evolving, and always striving to become the best version of myself — both for my clients and for the people I love. No matter where you are in your financial journey, my goal is simple: to guide you with honesty, care, and the same dedication that has shaped every chapter of my life.
Hi, I’m Chelsea Kulpa— a travel nurse turned life-insurance professional with a heart for helping people feel secure and supported. After years of caring for patients on the road, I discovered a new passion: empowering individuals and families to protect what matters most. My background in nursing has taught me compassion, clear communication, and the importance of being there for people during life’s most vulnerable moments — all values I bring into my work in life insurance. When I’m not serving clients, you’ll most likely find me on our farm with my husband. We’re building it into a future farm market — a dream rooted in hard work, community, and creating something meaningful together. I’m also a bit of an adventure-lover: I enjoy working out, boating, hiking, mountain biking, and honestly anything that keeps me active and growing. I’m a self-starter through and through, fueled by strong work ethic and a constant desire to improve. I’m usually reading two books at once, always learning, always evolving, and always striving to become the best version of myself — both for my clients and for the people I love. No matter where you are in your financial journey, my goal is simple: to guide you with honesty, care, and the same dedication that has shaped every chapter of my life.

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
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